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Compare Travel Insurance Plans from Our Trusted Providers
What Coverage Do I Need?
Learn more about travel insurance plans and coverages to find the right fit for your trip
What Is InsureMyTrip?
InsureMyTrip is a travel insurance comparison site that helps you compare policies and coverages from trusted, highly-rated Canadian providers, whether you are a Canadian travelling abroad or a visitor coming to Canada.
We know each trip is unique, and so are your travel concerns. With some information about your trip, we will provide the most suitable coverage options for your travel plans.
Our Customer Care team is fully licensed and ready to help you during regular business hours if you have questions or want help understanding a policy.
For more than 20 years, InsureMyTrip has helped to protect travellers like you. Originally based in the United States, we are the first and largest unbiased trip insurance comparison site.
We deliver honest and transparent travel insurance products and services to the delight of our customers, partners, and employees.
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Travel Insurance FAQs
Travel insurance coverage is unique to each traveller. Common coverage options include emergency medical, medical evacuation, trip cancellation, trip interruption, trip delay, baggage loss and delay.
The earlier you purchase your travel protection, the more options you may have. Trip cancellation coverage starts the day you purchase a plan. Plans with trip protection benefits must be purchased before you leave your home.
The cost of a travel insurance plan will vary. Common cost considerations include age, number of travellers, destination, trip length, and coverage type. In general, plans that include trip cancellation and interruption benefits will cost 4%-10% of your total pre-paid, non-refundable trip cost.
This is entirely up to you. Travel insurance may be worth the affordable cost of a policy for its potential to cover your trip and your health financially. You may have prepaid and nonrefundable trip costs you don’t want to lose, or you cannot afford to pay upfront and out-of-pocket high-cost medical expenses if an unexpected medical emergency occurs abroad.
Your Government Health Insurance Plan (GHIP) may provide little to no coverage if you travel outside your home province, territory, or country. If you cannot afford to pay costly, out-of-pocket medical expenses upfront, emergency medical insurance will benefit you if you unexpectedly get severely ill or injured on your trip.
In most cases, you must pay for your trip with your credit card to be eligible for the travel insurance coverage the card offers. Closely read your credit card travel insurance documentation because each card provider and plan differs. Often, credit cards have lower limits than a robust third-party travel insurance plan, and it’s essential to understand who’s covered, coverage limits and any special conditions and restrictions.