What is student travel insurance?
Student travel insurance is specialized coverage tailored to students’ unique needs. It is designed for full-time Canadian and international students and typically includes emergency medical and non-emergency medical benefits. If you are Canadian and planning to study abroad or in another province, your Government Health Insurance Plan (GHIP) will provide little to no coverage outside your home country, province, or territory. Therefore, student trip insurance will fill in coverage gaps and provide benefits that don’t carry over, saving you costly, upfront, and out-of-pocket expenses if an unexpected event occurs that is covered by your policy. If you are an international student planning to study in Canada, it is a requirement by Canadian academic institutions that you have medical insurance for the duration of your stay. In some instances, medical insurance must be obtained from a Canadian provider.
How much is travel insurance for students studying abroad?
If you are an international student planning to study in Canada, you must have student travel medical insurance coverage before your college or university program begins. The cost of travel insurance for students varies in price. It can depend on factors such as location, duration of coverage, a required minimum amount of coverage, add-ons, and the plan and provider you choose.