There is no age limit to travel, and all travellers have one thing in common – all want a happy, memorable trip.
While vacations can be exciting for seniors, the planning process can be daunting for those unfamiliar with it. It is important to travel safely and conveniently without compromising on fun. With the right travel insurance for your unique trip, and a little extra preparation, an enjoyable and stress-free vacation is possible.
What does travel insurance cover for senior travellers?
Travel insurance is as unique as the travellers themselves. Common coverages include emergency medical coverage, trip cancellation, trip interruption and baggage coverage. To find the best plans and coverages available for your trip, we recommend answering a few quick questions in our quote process for a list of policies available specifically for your travel plans.
Always review eligibility requirements, exclusions, and the specific details in the policy document to ensure you qualify for the coverage before purchasing a plan and to ensure that you select the type of coverage that addresses your specific travel needs.
Medical coverage, specifically as it relates to pre-existing conditions, is an important consideration. A pre-existing condition can be any medical condition that exists before your departure date. If you do have a pre-existing condition, it is common that only conditions meeting the stability requirements stated in your policy will be covered in the event of an emergency relating to this condition. “Stable” often means there have been no new symptoms, no new or alternative medications, no new or changed treatments, no hospitalizations, and no new tests or medical consultation scheduled within this stability period. Always refer to your policy’s specific definition of stable pre-existing conditions.